Credit cards are one of the amazing creations in the financial industry, enabling consumers to trade easily via credit without the need to involve banks. Furthermore, unlike loans, they don’t require one to incur debt since you’ll be paying your monthly accrued bills on time and avoiding maxing out on your spending limit.
However, getting approved for a credit card is no simple task more so if you have a severely damaged credit standing. Even top easy approval credit cards have strict approval requirements. Some credit cards offer easy approval odds. Having no credit check and the main requirement being your monthly income should exceed your monthly spending. Top easy approval credit cards you can get. Choosing a credit card shouldn’t be all that difficult, there are different choices for credit cards you can explore. Here are some of them.
Primor Secured Visa Classic Card
Visa Classic secured credit cards have a high approval rate and have no minimum credit score. Moreover, they are inexpensive with an annual fee of $39. Apply for a secured visa classic card to rebuild your credit cheaply and quickly.
OpenSky Secured Visa Credit Card
A credit card you can apply for even with bad credit. With the OpenSky Secured Visa, you do not even have to pass a credit check to qualify for one.The requirements are simply a US mailing address and identity verification, and you are good to go. The annual fee is a meager $35.
First Progress Platinum Elite MasterCard Secured Credit Card
If you are looking for the credit cards with the lowest annual fees, First Progress Platinum Elite MasterCard® is ideal for you. With an annual fee of $29 and easy approval odds for those with less than perfect credit score, this card is the top easy approval credit cards.
Fingerhut Credit Account
A rare unsecured credit card ideal for those struggling with bad credit. Fingerhut Credit Account charges no annual, monthly or even one-time fees. However, you use it to trade exclusively on Fingerhut.com, and it doesn’t require you to build credit.Therefore if you want an easy to get, and easy to use a credit card, why don’t you apply for this solid option?
Credit One Bank Platinum Visa
An unsecured credit card that targets people with bad credit, Credit One Bank Platinum Visa provides 1% cash back on groceries and gas in return for its lucrative $0 – $99 annual fee deals. It is prudent to note that gas is an expensive commodity for most consumers and having a card dedicated to giving you back some cash spent is the best thing that can happen.
Getting a Credit Card Easily
Some of the cards mentioned above are easy approval credit cards despite having a bad credit score; others are secured credit cards and others are unsecured credit cards while others are ideal for small business owners. You already have chosen a credit card part sorted out, and now it’s time to discover how to get a credit card easily. Here are some tips on easily securing a credit card:
- Check Your Credit Status and your Cash – Assess your financial status first to narrow down your options to help you make a choice and also paying monthly contributions without straining your pocket.
- Compare – Different credit card companies offer different perks regarding credit score if you have bad credit, or need the easy approval credit cards, be sure to choose the correct one
- Start with a Secured Card – Despite not being ideal for people with bad credit and charging high non-refundable fees and interest rates, secured credit cards serve to discipline and provide self-control when it comes to spending money as compared to unsecured credit cards. Moreover, it will start you on the journey to building a credit opening doors for future credit card possibilities.